IES Predoctoral Program Seminar: Dr. Lesley Turner

The University of Pennsylvania Predoctoral Training Program in Interdisciplinary Research Methods for Field-based Research in Education, sponsored by the Institute for Education Sciences (IES), welcomes Dr. Lesley Turner to our weekly seminar series.

Taking It to the Limit: Effects of Increased Student Loan Availability on Attainment, Earnings, and Financial Well-Being
Presented by Dr. Lesley Turner, Associate Professor of Economics, Vanderbilt University
Growing reliance on student loans and repayment difficulties have raised concerns of a student debt crisis in the United States. However, little is known about the effects of student borrowing on human capital and long‐run financial well‐being. We use variation induced by recent expansions in federal loan limits, together with administrative schooling, earnings, and credit records, to identify the effects of increased student borrowing on credit‐constrained students’ educational attainment, earnings, debt, and loan repayment. Increased student loan availability raises student debt and improves degree completion, later‐life earnings, and student loan repayment while having no effect on homeownership or other types of debt.

More information
The IES Predoctoral Program's weekly seminar series connects program fellows and affiliates to scholars and practitioners who engage in educational research and the development of research methods.

Seminars are likely of interest to doctoral students and faculty. If you are interested in attending, please email Melanie Bahti.